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The key to smooth loan pre-approval is selecting a mortgage company that has the knowledge and 

experience to process your application right 

the first time!

There are so many different kinds of loans, being approved for a loan is easier than ever!

Call to discuss your options!

Dallas Area  214.361.1191

LOAN PRE-APPROVAL

Pre-Approval is obtained after you complete the loan application process before shopping (or while shopping) for a property. Many builders, realtors, and sellers require that an approval letter be submitted with all offers. Upon approval, you will receive a letter stating the amount of the loan for which you are approved and the conditions of that approval. The pre-approval process, although not necessary, is beneficial for you for several reasons:

To speed the application process, please complete the coupon on our Rates page. One of our loan officers will review it and contact you. This information is necessary for your authorization to obtain a credit report on you and/or your spouse. We do not share this information with any entity other than the credit reporting agency. If you prefer, call us toll free at 1.877.361.1191 and we will fax or mail a full application to you. An approval letter can be forwarded to you usually within 24 hours of our receipt of your completed application.  

Pre-approvals are always provided at no charge to our clients. We do not get paid unless your loan closes, so we work hard to get you the best mortgage for your individual needs. Prior to the complete loan approval process, we do require that our clients remit a $65 fee to cover the cost of a three-bureau merged credit report. This particular credit report is required by all lenders as part of the complete mortgage application.